North Carolina
North Carolina Surety Bond
Apply for a North Carolina Surety Bond today! Absolute Surety is a leading NC surety bond company. Apply easily online and take advantage of lowest rates. Quickly browse the bonds we offer for this state, or contact us for a full list.


NC Miscellaneous Surety Bonds
North Carolina Surety Bonds

North Carolina Public Adjuster Bond
North Carolina public adjusters need to get a surety bond when they apply for licensure.

NC Statement of Bonding Ability
North Carolina Statement of Bondability Surety Bonds
What Surety Bonds Are Required In North Carolina?
Required North Carolina surety bonds fall into three broad categories: license and permit bonds, contractor bonds, and court bonds.
North Carolina License And Permit Bonds
License and permit bonds are required as part of the licensing and license renewal process. A number of state agencies in North Carolina require these bonds, including:
- Department of Insurance, which licenses collection agencies, public adjustors, insurance brokers, and modular home set-up contractors
- Division of Motor Vehicles License and Theft Bureau, which licenses motor vehicle dealers and commercial driving schools and instructors
- Commissioner of Banks, which licenses mortgage broker, lenders, and servicers
- North Carolina Licensing Board for General Contractors, which licenses general contractors
- State Boards that license plumbing, electrical, landscaping, and other specialty contractors. (In addition to the state-level license and permit bonds required for contractors, some municipalities impose their own license and permit bond requirements.)
These bonds protect consumers and the state of North Carolina by guaranteeing that a bonded company (the principal) operates in compliance with applicable state regulations and standards. Failing to renew a license and permit bond can result in suspension or revocation of the business license.
Our search tool can help you find and apply for any bond you may need to obtain in order to do business in the state of North Carolina.
Contractor Bonds In North Carolina
Any department, agency, or municipality in North Carolina that has the authority to enter into construction contracts can also require contractors to obtain contractor bonds in addition to a license and permit bond, such as bid bonds, performance bonds, and payment bonds.
North Carolina Court Bonds
If you’re appealing a court decision or are involved in any legal matter in which you could be held liable for court costs or payment of damages, you may be required to obtain a surety bond to guarantee payment. Court bonds may also be required for people serving in a fiduciary capacity (for example as executor of an estate or guardian of a minor), to guarantee that they carry out their fiduciary responsibilities in accordance with applicable rules and regulations.
How Much Does A Bond Cost?
Two factors go into determining the cost of any surety bond: the amount of the bond and the premium rate. The premium rate depends on the applicant’s credit history and is typically in the range of 1% to 3% for applicants with good credit. You probably won’t be rejected if your credit is bad, but your premium rate could be as high as 15%. Multiplying the bond amount by the premium rate gives you the cost of your bond.
What Happens When a Claim is Filed?
If a claim filed against your bond is found to be valid, the surety company will pay it, but be aware that it’s your responsibility to repay that amount to the surety company. Keeping accurate records will help the surety company defend you if you decide to contest a claim.
Apply Now
Our online application system makes it easy to apply for wide range of North Carolina surety bonds. We offer quick turnarounds, often 24 hours or less.